Take control of your personal credit

If you missed story #2 in the series, “Credit Monitoring For A 536 Fico Score?“…

Click —>> HERE or click the image below to find out the tough lessons Danielle learned about credit, even after paying off a bankruptcy 4 years early.


STORY #3: Repossessed By A Rent A Center!?!

My mother would often say to us that “it costs to be poor.”

At the time, I had no idea what this woman was talking about lol. 

My 9 year old brain couldn’t understand the subtleties of what she was saying. All I knew was that I had been asking for a $10 dollar Barbie doll for MONTHS and there wasn’t enough money to get it.

In my lil ignorant, entitled brain all I could think was “Mama you trying to tell me you don’t have $10 raggelly lil dollars!?!”

I never did get that Barbie doll.

Fast forward to my college years at UIUC and I knew exactly what she meant by “it costs to be poor.”

The year was late 1999 or 2000.

Cash Money Records was taking over. 

And I was headed into my 3rd year at University of Illinois at Urbana Champaign. 

It all started when I had to furnish my apartment at 202 E John Street in Champaign. I didn’t have the money. Back then, unless refund checks were issued in the last 14 days, I never had any money lol.  

There was a Rent A Center around the corner and so I popped in and paid a one week deposit on an all black entertainment center. Back in those days, black and gold seemed to be the theme in everyone’s house and my first apartment would be no different.

This entertainment center was around $19.88 per week for 52 weeks. 

And so I thought to myself that I could surely afford $20 bucks a week for a year, right?

I was wrong lol. 

That $20 weekly bill had me in a CHOKEHOLD y’all. I was struggling every week to pay it. 

And then it got repossessed. 

And I finally had a full understanding of what Mama meant by “it costs to be broke.” Because I had agreed to pay over $1,000 bucks for something I could have bought outright for $200 bucks. 

Womp Womp.

THIS is why it’s important to have an appreciation and thorough understanding of credit as we all navigate our time in the good ole USA.

Our next Master Class will be hosted by Dominique Brown of, a personal finance and credit repair expert

At Your Service,
Danielle Pierce



Join us for our next 90-minute Mindset To Money Master Class, as Dominique shows us how to repair credit scores utilizing automated AI software. Imagine just sitting back and poof…letting AI do all the disputing work on your behalf.


Learn how simple it is to start the automated process to build a clean and optimized financial profile at the click of a button. Click the link to learn more about the Master Class.

I cannot wait for this Master Class, ladies and gents.

As always, Mindset To Money paid members attend for FREE. 

Everyone else pays $147 bucks. 


We start at 7:00pm CST on May 30th. 

Click —>>> HERE or click the image below to register.

Complete Your Registration:


Ready for story #4 in the series? Click —>> HERE to read what Danielle learned after a year working with a credit repair expert.

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